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Building Insurance for Leaseholders

Leeds City Council insures you against loss (or damage caused to). For all claims, the insurance company will rely on the level of cover and wording in the policy. We will insure the building your home is in for the full cost of building it, not for the price we would get for selling it.

Leeds City Council does not insure the contents of your home. You need to purchase your own contents insurance.

What am I covered for?

Briefly, your policy covers your main residence, out buildings, forecourts, fixtures and fittings, garages, walls, piping, wires and any public mains that you are responsible for.

It does not cover you for things like kitchen appliances, carpets and personal belongings. You need to buy separate insurance for these.

Your buildings insurance does not cover wear and tear, general maintenance or poor workmanship.

Claiming your insurance

You are insured through Leeds City Council’s building insurance with Zurich Municipal.

What do I do if I need to make a claim?

To make a claim, you need to fill in a claim form. You can obtain a claim form by:

  • Phone Leeds City Council’s leasehold section 0113 247 6401.
  • Write to Leaseholder Officer, Environment & Neighbourhood Directorate, Leeds City Council, 5th Floor, Merrion House, Leeds

Contact the insurance company directly:    

Freephone 0800 028 0336 which is a 24 hour helpline or, 0870 241 8050 and ask for the Property Claims Unit.

Address: Zurich Municipal, The Property Claims Unit, Galaxy House, Southwood Crescent, FARNBOROUGH, Hampshire, GU14 0NJ

Policy Number:  HB - 03G 036 - 0221

Leeds City Council &  Lessees of Council Flats

Once you have filled in the form, send it to the insurance company by:


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